Skip to content 
Dental insurance that actually saves you money
MetLife and Delta Dental
Individual PPO plans.
I match you in 15–20 minutes
Often no waiting for crowns/implants.
licenses
Ohio
Florida
Wisconsin Georgia
my advantages
I speak English and Russian
my advantages
I speak English and Russian
MetLife and Delta Dental group PPO plans are among the most cost
These programs cover crowns, root canals, and implants from day one, helping clients avoid long delays in treatment..
-effective options for individuals and families who want immediate coverage — no waiting periods and no missing tooth exclusions.
With a strong balance of affordability and benefits, such plans can help clients save thousands of dollars on major dental procedures while maintaining access to quality care.
We tailor plan recommendations by state and budget, making dental insurance clear, affordable, and easy to start.
Shared Advantages
MetLife and Delta Dental
Accepted by most dentists nationwide
NO WAITING PERIOD -
even for implants and crow
NO MISSING TOOTH clause: covers already absent tooth
Coverage starts on the 1st of next month (if enrolled by the 20th of the current month)
Annual benefits reset on Jan 1 (you may be able to double your savings if planned strategically)
Minimal out-of-pocket surprises (receive an estimate of coverage from the Insurance company prior to beginning of a serious dental project!)
Accepted by most dentists nationwide
NO WAITING PERIOD - even for implants and crow
NO MISSING TOOTH clause: covers already absent tooth
Coverage starts on the 1st of next month (if enrolled by the 20th of the current month)
Annual benefits reset on Jan 1 (you may be able to double your savings if planned strategically)
Minimal out-of-pocket surprises (receive an estimate of coverage from the Insurance company prior to beginning of a serious dental project!)
Why customers choose these plans:
- Generous Annual Maximum Benefit: $3,000/year
- Low Annual deductible: $25/person, $75 family based on ZIP code
- NO Waiting Period, even on implants or crowns
- NO Missing Teeth Clause
- Widely accepted (search MetLife PPO Dental Providers – PDP Network)
– Widely accepted (search MetLife PPO Dental Providers – PDP Network)
- Child Orthodontia included (up to $2,000 lifetime, under age 19 on parent's plan)
- Annual benefit: $1,500/ calendar year
- Carryover Benefit – roll over part of the unused benefit onto the next year
- NO Waiting Period
- Covers Missing Teeth
– Large national network (available in all 50 states – search Delta Dental PPO Providers)
Manrope
Coverage:
100% – Preventive (cleanings, X-rays, exams, fluoride)
80% – Basic (extractions, gum treatment)
50% – Major (crowns, root canals, bridges, dentures, oral surgery)
Best for those needing major dental work (implants, crowns, extensive treatments) or whose provider is in-network with MetLife only (will save you more money) Full Plan Description 📄
Monthly Premiums for an Individual (sample rates based on ZIP code, includes $5 association membership*):
$96 – Pennsylvania, Ohio
$110 – New Jersey, Staten Island
$123 – New York, Chicago, Miami
$133 – San Francisco
Coverage:
100% – Preventive (cleanings, X-rays, exams, fluoride)
80% – Basic (fillings, extractions, root canals, etc)
50% – Major (crowns, implants, bridges, surgery, etc)
RECOMMENDATION: Best for those needing major dental work (implants, crowns, extensive treatments) or whose provider is in-network with MetLife only (will save you more money) Full Plan Description 📄
Monthly Premiums for an Individual (sample rates based on ZIP code, includes $5 association membership*):
$59.50 – Individual
$108.25 – Adult + Spouse
$100.75 – Adult + Children
$161.25 – Full Family
How Coverage Percentages Work
– The 100% (Preventive), 80% (Basic), and 50% (Major) coverage is calculated based on the in-network negotiated rate for each dental procedure.
– In-network dentists must follow pre-set rates between them and the insurer- and your share is based on those reduced rates.
-Going out-of-network? You may expect somewhat higher bills and more out-of-pocket expenses. Out-of-Network option is great to have if your favorite dentist is not in-network. Usually, you will still save quite a bit of money compared to paying cash!
– When choosing a new dentist, try to confirm with your dentist that they’re in-network with your plan to avoid surprise bills.
How to Enroll
- Visit go.juliabarinova.com/smile by the 20th of the month to become a Member on the 1st of the following month
- Enter ZIP code and date of birth
- Choose participant type: Individual / Adult + Kids / Couple / Family
- Select plan(s): MetLife PPO Platinum / Delta Dental PPO 1500
- Add EWA Membership ($5/month-see explanation below) to access group pricing
- Click Enroll – receive instant confirmation
You'll Need:
-Full name, date of birth, SOCIAL SECURITY NUMBER (required)
-Address, email, phone number
-Bank account information (routing + account number)
-❌ Credit/debit cards are NOT accepted
Payment & Billing Details
-Your bank account will be charged automatically around the 28th of each month by NuEra
-Payments continue monthly until you cancel through your broker
-Please ensure sufficient funds are available to avoid a $30 return/bounce/reinstatement fee
YOU ENROLLED, NOW WHAT?
– Once you’ve enrolled into your dental plan through Corenroll, you’ll be able to create a personal account at corenroll.com or by using the Corenroll mobile app. From there, you can:
-Access plan documents
-Explore and enroll in additional benefits offered through the platform
-Communicate with your representative with questions, etc.
-In order to track your dental benefits and access communications the insurance company (EOB- explanation of benefits) sends you – you will need to create personal account with Metlife or Delta Dental . You will be able to do it in the early to middle part of the month for which you enrolled.
-For MetLife:
-Your Dental Coverage begins on the 1st of the month (if you enrolled by the 20th of the previous month).
-However, due to system setup timelines, your information may not be available for verification until approximately the 10th–15th of that month. We recommend to schedule your first dental visit with insurance closer to that time so that your insurance could be verified by your dentist.
-Once your enrollment is fully processed, you can register for your personal metlife.com account by following these steps:
Track & Manage Your Benefits:
🔹 metlife.com (you will be able to access it by mid-month after the start of your plan)
🔹 deltadentalct.com
🔹 corenroll.com or via the Corenroll app
Explore additional benefits through *Elevate Wellness Association ($5/month membership fee is included in the above premium estimates):
*Elevate Wellness Association (EWA) is a national membership organization founded in 1993 that empowers small and mid-sized companies, self-employed individuals, individuals and families across the U.S. to access group-level health and wellness benefits typically reserved for larger employers. You can chose among the following important benefits:
-Vision, Medical, Life, Accident
-Hospital Indemnity & Critical Illness
-Telemedicine & Wellness programs
reviews
Evgeniia Belman
Elena is an amazing person and a high quality professional in her field of expertise! She was able to help our family and many of our friends finding the best solution. We have known each other for some time now and never there was a situation when Elena didn’t respond or refused to help. Always open to any questions, always ready to help and just a pleasure to chat with. I highly recommend Elena and all her services!
Rustam Sharipov
It was pleasure working with Elena Lubenets.
Great communication, easy to understand and always thinking what will work best for my case. Highly recommend. You will not regret. Thank you for all you have done for me.
m amauly
Very Professional, knowledgeable and highly recommended! When you looking for insurance that can accommodate you in good or bad situations- look no more!!! Fantastic carrying agent Elena will take time and patience to provide best opportunities and recommendations according to your needs.
Chad McNicol
Elena found me an affordable cancer insurance policy that met my requirements. She did an amazing job thoroughly explaining the policy and benefits. The enrollment process was quick and easy. Will be talking to Elena again for my next insurance needs.
